Great News - You're Already Enrolled, and Your Paycheck Just Got Bigger.
Your employer has enrolled you in The CHAMP Plan at no net cost to you - and because of the way this benefit is structured, most employees see a positive increase in their net take-home pay from day one.
Zero Deductible. Zero Copays.
Zero out-of-pocket costs — ever.
Every Day Coverage
For you AND your dependents, starting now.
Nothing to Do to Start
You're already enrolled — just download the app to use it.
Why Does My Paycheck Go Up?
The math is straightforward — and the result is real money in your pocket. Here's why being enrolled in The CHAMP Plan actually increases your net take-home pay.
It's a Pre-Tax Benefit
The CHAMP Plan is structured as a pre-tax benefit. Because of the way it reduces taxable wages, employees in qualifying situations see their net pay increase — even though premium-level healthcare is added.
Tax Savings Cover the Cost
The tax reduction generated by enrolling in the CHAMP Plan exceeds its cost for most employees. That means you keep the difference — and your take-home pay goes up.
Your Number Is Personal
The exact amount varies per employee. Call the CHAMP Support line to get your personal number and see exactly how much your paycheck increases: 602-854-3522.
Paycheck Before CHAMP
Higher taxable wages. No supplemental virtual care. Out-of-pocket costs for prescriptions, urgent care, and mental health — adding up fast.
Paycheck After CHAMP
Lower taxable wages. Premium-level healthcare added. Net take-home pay goes up from day one — plus $0 copays on care your family actually uses.
💡 The bottom line: For employees who are auto-enrolled, the CHAMP Plan benefit results in a net increase to your pay — not a deduction. Call 602-854-3522 to hear your exact number.
Everything You Now Have - For $0
The CHAMP Plan isn't just one benefit — it's a full suite of healthcare and wellness services. Here's the complete picture of what you and your family can access right now.
Core Benefits
The Benefits That Drive the Most Value
Free Virtual & Primary Care
$0 copay, $0 deductible. See a doctor 24/7 from your phone — primary care and urgent care both included. No waiting rooms, no surprise bills.
$0 Prescriptions
Common medications covered at no cost through the CHAMP Rx Plan inside the app. Simply search your prescription and fill for free. Discounts available on non-formulary meds.
Mental Health Support
Virtual therapy, AI chat, peer-to-peer support — all at $0 copay. No waitlists, no judgment. Get the support you need, when you need it.
24/7 Virtual Vet
Licensed vets on call around the clock for dogs, cats, birds, horses, and more — at no extra cost. Pet prescriptions may also be available in your area.
100% Preventive Care
Screenings, wellness checks, flu and COVID support — fully covered. Stay ahead, not in a hospital bed.
Earn Extra Cash
Complete a Health Risk Assessment + monthly health activities (short videos or articles) and receive additional money directly in your paycheck. No catch, no hoops.
Additional Benefits
More Coverage, No Extra Cost
Sexual & Reproductive Health
Birth control guidance, UTI prevention and treatment, postpartum screenings — all included at $0.
Health Tracking in the App
Monitor blood pressure, glucose, weight, and more — all in one secure, easy-to-use place.
COVID & Flu Support
Exposure guidance, testing support, and virtual care for COVID and flu — free, fast, and from home.
Mental Health Screenings
Regular, private depression and anxiety screenings — no in-person visit required, no referral needed.
Personalized Health Feed
Health tips, recipes, and articles tailored to your lifestyle, goals, and health history.
Postpartum & Maternity Support
Support for new parents from postpartum depression screenings to early newborn care guidance.
Your Family Can Join - At No Extra Cost to You
Your CHAMP benefits don't stop with you. Add your spouse, children, and other dependents directly inside the CHAMP Plan app — and they get access to the same powerful suite of virtual benefits.
Add Your Family in Minutes
Dependents can be added directly inside the CHAMP Plan app. Adding dependents takes less than 5 minutes — just open the app and follow the prompts.
Note: In-person care visits are available to the primary member only. Dependents have full access to all virtual services.
Everything They'll Have Access To
- $0 virtual care — urgent care and primary care, 24/7
- $0 prescriptions on formulary medications
- Mental health support — no referral, no waitlist
- 24/7 virtual vet for all family pets
$0
Urgent Care Visits
For you and your covered dependents — virtual, 24/7.
$0
Formulary Prescriptions
Common medications covered at no cost for your whole family.
24/7
Virtual Vet Access
Any animal, any time — included for all family pets at no extra charge.
5 min
To Add a Dependent
Adding family members inside the CHAMP Plan app takes less than 5 minutes.
Start Using Your Benefits in 3 Easy Steps
You're already enrolled — all you need to do is download the app to unlock everything. Your benefits are active the moment you log in.
1
Step 1: Download the App
Search "The CHAMP Plan" in the App Store or Google Play and download it to your phone. It's free to download.
2
Step 2: Create Your Account
Create your account using your work email. Add dependents here too — it takes less than 5 minutes.
3
Step 3: Tap "Get Care"
Your benefits are active immediately. Virtual care, prescriptions, mental health support — all ready to use right now.
🎁 Bonus Tip: Complete the Health Risk Assessment inside the app right away — it's the fastest way to unlock your extra paycheck bonus.
Need to confirm your enrollment or verify your pay increase? Call us first.
Common Questions — Answered Honestly
We know you have questions. Here are the ones we hear most often — with straightforward answers so you can make the right decision for yourself and your family.
Do I really not have to pay anything extra?
Yes. If you were auto-enrolled, your employer's plan structure means the CHAMP Plan benefit results in a net increase to your pay — not a deduction. All you have to do is your monthly activity.
What if I don't want it?
You can opt out by calling 602-854-3522. But we encourage you to explore the benefits first — most employees who call in are surprised by how much value is included.
Does this affect my existing insurance?
No. The CHAMP Plan is designed to complement your existing coverage, not replace it. You can be enrolled in any health plan and still access CHAMP's benefits. No coordination headaches, no dual claims to file.
Can I use this right away?
Yes — as soon as you download the app and log in, all benefits are active. There's no waiting period. Virtual care, prescriptions, mental health support — all ready immediately.
Does this cover my spouse or kids?
Yes — add dependents directly in the CHAMP Plan app after you enroll. They'll have access to all virtual benefits including $0 virtual care, prescriptions, and mental health support. Note: In-person care is available to the primary member only.
What about my pets?
24/7 virtual vet access is included for dogs, cats, birds, horses, and more — at no extra charge. Pet prescriptions may be available in your area. Check the app for details.
Still have a question that's not answered here? Call 602-854-3522, Monday through Friday, 7am–5pm CST. Our team is ready to help you understand your enrollment and your pay increase.